Homeowner's Insurance
Looking for home insurance? Let us do the talking.
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ABCO can quote you with over 10 different insurance companies to get you the best rate.
For over 40 years, ABCO Insurance has provided homeowners with cost-effective home insurance. ABCO knows that your home is one of the most important investments you will ever make, so it is important to keep it safe. If you do suffer from some form of disaster, you’ll be protected.
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At ABCO we know different clients have different insurance requirements.
If you are looking for experts in Homeowners Insurance Options, you’ve come to the right place. Our dedicated team of professional consultants are ready to listen and accommodate all of your needs.
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One thing all homeowners should know about is liability limits. The personal liability portion of your homeowner's insurance covers lawsuits for injury or property damage caused by the members of your household or pets. The average homeowner's policy is $300,000 but one thing most people don't know is that the premium increase for higher liability limits is insignificant, for example the jump from $100,000 to $500,000 can be as low as an extra twenty dollars more a year. Higher liability limits will not cost you significantly more but they will give you peace of mind in the worst case scenario.
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A basic homeowners insurance policy will cover the following:
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The structure of your home
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Replacement costs
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Personal possessions
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Living expenses in case of a disaster
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Liability
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Fire/complete loss
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You can purchase additional insurance options including:
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Valuable Articles/Floater policies (i.e. Jewelry Insurance)
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Umbrella policies (additional liability)
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Flood policies
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Backup water and drain
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No two homes are identical; therefore the same is true for home insurance. ABCO understands that choosing the right homeowners insurance policy can be overwhelming.
Give us a call with any questions you have regarding homeowners insurance. ABCO Insurance has licensed professionals waiting to quote, advise, and maximize your discounts to get you the best rate and coverage.
