Winter weather can be lovely. Snow covered hills and icy ponds make for picturesque views. But sometimes, the cold can bring major problems for homeowners. Snow and ice can quickly go from beautiful to dangerous very quickly and you should be prepared for these types of incidents. Especially if you live in an area with severe winter weather, make sure you’re ready for any and all eventualities with these tips from ABCO Insurance Agency, Inc.
Your Heating System
The first thing you need to do to prepare for the cold of winter is to make sure your heating system is working properly. Have a trained technician take a look at your heating system to make sure it’s working properly and not leaking carbon monoxide or other dangerous gases. If your house isn’t properly heated, you may wind up with frozen and broken pipes.
Clear the Way
You’ll also want to make sure that you have the right equipment to shovel yourself out of your house and clear the sidewalk. When the snow starts to fall, you need to be sure that you can get yourself out of the house. You also need to make sure that your sidewalk or walkway is cleared. A decent snow shovel and some rock salt will do the trick.
Watch the Trees
Get rid of any dead trees or branches that hang over your home. This is really important to protecting your home during the winter. Ice and snow can be heavy and can bring down trees and branches that may fall on your house. By removing these trees and branches you don’t have to worry.
Have a Great Insurance Policy
Most importantly, make sure that you are prepared for winter disasters with homeowner’s insurance. A good policy will protect you from a number of possible winter problems. If your pipes freeze and break and you’re not at fault, your policy can cover this. And if a tree, heavy with snow, falls on your home, your policy can cover this. Even in the of heavy snow causing structural damage or a roof collapse, your policy may cover this. You may even be covered for liability in the event of a slip and fall or another incident.
If you’re unsure about what your policy covers, or you want to make sure you’re covered for winter weather, contact our team today!