Renters Insurance

Helpful Hints about Renters Insurance

Renters Insurance Covers

  • Your personal belongings
  • Your furniture
  • Your electronics
  • Personal Liability and more

Add up the value of all your belongings. You're probably looking at thousands of dollars. Could you afford to replace your property if it were stolen during a break-in or damaged during a fire?

Protect your Possessions

For less than a dollar a day, a renters insurance policy will cover all of your property at its full replacement cost. Whether you rent a house or an apartment, protect your possessions with renters insurance.

Renters Insurance Protects Your Possessions and Helps With Living Expenses

Pipes burst, a spark ignites a blaze, thieves find the unlocked door. Sometimes stuff just happens. That’s why renters need to take a hard look at the big what-ifs. What if your possessions are ruined or stolen? What if you’re forced to find a new apartment?

Know the Value of Your belongings

Perhaps the easiest do-it-yourself solution  to ensure proper coverage is to move from room to room taking pictures and recording items as you go. Pay special attention to the most valuable items, such as antiques, jewelry, and electronic equipment. Also, don’t forget to include items in your basement, attic, garage, and any detached structures, such as tool sheds. Don’t let your home inventory become part of a property loss. Whichever inventory method you choose, be sure to keep a copy in a bank safe deposit box or other secure location away from your home.

Your Neighbor’s Pipe Breaks, But You’re the One Going Broke?

Replacing laptops and your other possessions can drain your savings in a hurry. And what about the expenses if you’re forced to live somewhere else for a while? Hotel costs, restaurants for every meal, even replacing all the little things like toothpaste and socks.

Even if you’re only “on the road” for a couple weeks, you can still end up shelling out thousands of dollars. It’s even worse if you end up on the hook for a new security deposit and first month’s rent. Can you really afford that out of pocket?

Please call our office today to speak to an agent. 856-488-5333

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